Education
Real Estate Investor Financing Resources
Fix-and-flip / bridge financing
Short-term financing often used to purchase and renovate a property before resale. Lenders commonly look at the purchase price, renovation budget, and estimated after-repair value.
Rental (DSCR) financing
Some investor rental loans focus on whether a property's rental income can cover its debt payments — measured by the debt service coverage ratio (DSCR) — in addition to borrower factors.
Loan-to-value (LTV) & loan-to-cost (LTC)
LTV compares the loan to the property's value; LTC compares it to total project cost. These ratios influence how much cash an investor may need to bring.
After-repair value (ARV)
The estimated value of a property after improvements. ARV is typically supported by comparable sales and, often, an appraisal.
Points, fees & interest
Investor loans may include origination points, fees, and interest. Always compare the total cost of financing, not just the rate.
Reserves & experience
Lenders may consider liquidity, credit, and prior project experience. Requirements vary by lender and program.
Before you talk to a lender
- Run your deal through the Flip Analyzer or Rental Calculator.
- Have a realistic renovation scope and budget, plus a contingency.
- Gather comparable sales or rent comps that support your assumptions.
- Ask every lender for a full written breakdown of rates, points, fees, and terms.
- Read our investor guides, including fix-and-flip loans and DSCR loans.
Request a referral to All Ways Capital LLC
All Ways Capital LLC is our independent lending referral partner. If you choose to continue, you'll leave Get REI Loan and deal directly with them. They — not Get REI Loan — determine eligibility, terms, and approval.
Get REI Loan may earn compensation for referrals. All Ways Capital LLC independently determines eligibility, terms, and approval. Get REI Loan is not a lender or broker and does not approve, originate, negotiate, or guarantee financing.